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People Risk

From human error to bullying claims, people risk comes in many formats.

Your people are your greatest asset, why wouldn’t you insure them?

Insurance exists to safeguard you against financial loss and unexpected events – and that protection extends to your people. Whether it’s your employees or your leadership team, people risk coverages ensures that those who drive your business are protected from unforeseen challenges.

People risk refers to potential problems due to human error, employee misconduct or workforce-related issues. 

Workers’ compensation is a mandatory coverage for employers in Australia, providing benefits to employees who suffer work-related injuries or illness, covering medical expenses, rehabilitation, and lost wages. This critical cover reduces employer exposure and ensures employees receive the support they need.

Key contacts

At Willis Temby, we do more than protect your assets – we help you navigate risks, overcome challenges, and uncover new opportunities.

As a trusted Australian insurance brokerage, we deliver tailored solutions that safeguard your business and personal interests while empowering you to thrive with confidence.

Key motor vehicle insurance products include:

  • Workers Compensation Insurance

  • Group Personal Accident (EBA) Insurance

  • Group Journey Insurance

  • Corporate Travel Insurance

  • Management Liability Insurance

  • Directors and Officers Insurance

  • Employment Practices Liability Insurance

Other people risk solutions include management liability insurance (protecting directors and officers against claims of wrongful acts to managing the company) and employment practices liability insurance (protecting businesses against claims made by employees, former employees or even job applicants alleging wrongful employment practices).

People risk insurance shields businesses from costly lawsuits, enhances trust among staff, and reinforces responsible corporate governance. Policies help create a safer, more resilient business environment.

Process

Understand

We start by developing a strong partnership; our team takes the time to deeply understand your operational requirements and risk profile, ensuring every decision is aligned with your business objectives.

Analyse

We conduct a thorough review of your current insurance program to identify gaps, inefficiencies, and opportunities for improvement. This analysis forms the foundation for a more robust and effective solution.

Customise

Based on our findings, we design and negotiate a customised insurance program that delivers favourable terms and aligns with your unique needs.

Advocate

From smooth implementation to proactive claims advocacy, we stand by you every step of the way, from inception to claims, ensuring your interests are fully represented.

Talk to an insurance expert today

Receive personalised guidance from insurance specialists who understand your business needs and risks. 

With decades of experience, we'll help you make confident decisions.