http://www.willistemby.com.au/blog/ The latest Blog feeds from www.willistemby.com.au en-us Tue, 08 Sep 2026 19:14:33 +1000 Rocketspark http://www.willistemby.com.au/blog/post/13267/supporting-australian-communities-with-insurance/ Not-for-profits, sporting clubs and associations play an important role in bringing people together, acting as the building blocks for the community spirit Australian’s are so proud of.From grassroots sport and local fundraising to community-led initiatives, there are many ways people contribute to their communities. But behind every event, committee meeting, game day or fundraising campaign sits a level of responsibility that is often underestimated.A well-structured insurance program can hel... Mon, 24 Aug 2026 16:45:49 +1000 http://www.willistemby.com.au/blog/#post13267 http://www.willistemby.com.au/blog/post/12969/understanding-commercial-legal-risk/ Commercial risk is embedded in every business - behind contracts, decisions, operations, and relationships - often unnoticed until something goes wrong. When it does surface, the impact is typically immediate and tangible, affecting cash flow, operations, and reputation.Legal risk in particular is frequently underestimated - rarely sitting at the forefront of planning, with many businesses believing their existing insurance program will respond. In practice, traditional covers such as public lia... Thu, 02 Jul 2026 18:18:32 +1000 http://www.willistemby.com.au/blog/#post12969 http://www.willistemby.com.au/blog/post/12862/fleet-risk-management-and-insurance-beyond-vehicle-damage-in-commercial-fleet-insurance/ When a fleet incident occurs, most businesses focus on the immediate damage – repair costs and vehicle replacement are the most visible components. However, these direct costs only represent a portion of the total financial and operational exposure.The broader impact sits in how the incident affects continuity, contractual obligations and overall business performance.... Wed, 10 Jun 2026 18:41:00 +1000 http://www.willistemby.com.au/blog/#post12862 http://www.willistemby.com.au/blog/post/12715/managing-product-recall-risk-in-australia/ As safety regulations receive heightened scrutiny from government bodies, Willis Temby urges businesses to review their product suite for potential exposure to faulty products and expand their understanding on how product recall insurance can help manage risk.  Product recalls can occur for a variety of reasons, from accidental contamination to mislabelling errors, faulty equipment and product defects.  For the 2024-2025 period, the&nbs... Fri, 08 May 2026 18:37:25 +1000 http://www.willistemby.com.au/blog/#post12715 http://www.willistemby.com.au/blog/post/12337/hidden-ai-risks-every-business-should-protect-against/ AI is fuelling Unfair Dismissal ClaimsAs headlines continue to spotlight the risks of artificial intelligence (AI), it’s clear that awareness alone is no longer enough. While many businesses remain vigilant about external threats, few stop to consider the direct operational, financial and reputational risks AI poses within their organisation.As AI tools become more deeply embedded in everyday workflows, the level of exposure grows with them. And while some businesses consider “banning AI” ... Mon, 09 Mar 2026 19:25:51 +1100 http://www.willistemby.com.au/blog/#post12337 http://www.willistemby.com.au/blog/post/12301/navigating-the-evolving-middle-east-crisis-travel-risk-and-insurance-considerations/ Navigating the evolving Middle East crisis: travel, risk and insurance considerationsThe security landscape in the Middle East has shifted dramatically since the joint U.S. and Israeli strike on Iran on Saturday, triggering a surge in demand for crisis support. International SOS has already received more than 1,000 assistance requests from organisations and travellers worldwide (data accurate as of 2 March), underscoring the scale and urgency of the situation.With casualties in Iran now estimate... Tue, 03 Mar 2026 19:54:43 +1100 http://www.willistemby.com.au/blog/#post12301 http://www.willistemby.com.au/blog/post/12204/the-power-of-early-intervention-in-injury-workers-compensation/ Workplace injuries can place enormous strain on employers and employees alike – financially, operationally, physically and emotionally. In Australia, workers’ compensation is a mandatory, employer-funded insurance scheme designed to support both parties following an injury claim. From medical coverage to financial support and lost wages, workers’ compensation plays a vital role in helping employees recover and keeping businesses on track.  What most people don’t realise, is that the... Tue, 24 Feb 2026 16:22:44 +1100 http://www.willistemby.com.au/blog/#post12204 http://www.willistemby.com.au/blog/post/12097/what-is-underinsurance-and-how-to-avoid-it/ Simply defined, underinsurance occurs when you have not purchased enough insurance cover to replace your assets following a loss.As a concept, underinsurance can arise within any type of insurance coverage.In Insurance terminology, however, the term underinsurance specifically refers to the Underinsurance Clause – also labelled as Co-Insurance Clause or Average Cause. These provisions apply specifically to commercial insurance policies and determine how a claim is adjusted when the insured val... Wed, 11 Feb 2026 11:48:16 +1100 http://www.willistemby.com.au/blog/#post12097 http://www.willistemby.com.au/blog/post/11947/aukus-alliance-to-spark-surge-in-insurance-demand-across-perth/ The landmark AUKUS security pact between Australia, the United Kingdom, and the United States is set to transform not only defence capabilities but also the global insurance landscape.The AUKUS agreement, announced in 2021, focuses on two pillars: delivering nuclear-powered submarines to Australia and fostering cooperation on cutting-edge technologies such as artificial intelligence, quantum computing, and cyber capabilities.The project has recently come back into the spotlight following announc... Tue, 02 Dec 2025 11:51:45 +1100 http://www.willistemby.com.au/blog/#post11947 http://www.willistemby.com.au/blog/post/11926/the-hidden-costs-of-progress-are-you-exposed/ Progress is essential – but it’s rarely without consequence. As organisations push forward with sustainability goals, infrastructure upgrades, and long-term planning, it’s easy to focus on the visible wins: new systems, greener practices, and future-ready strategies. But beneath the surface, hidden exposures can quietly accumulate, posing risks to operations and resilience.Understanding  (unintended consequences) is critical to maintaining insurability and managing long-term risks for... Wed, 19 Nov 2025 13:18:28 +1100 http://www.willistemby.com.au/blog/#post11926