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The hidden costs of progress: are you exposed?

Progress is essential – but it’s rarely without consequence. As organisations push forward with sustainability goals, infrastructure upgrades, and long-term planning, it’s easy to focus on the visible wins: new systems, greener practices, and future-ready strategies. But beneath the surface, hidden exposures can quietly accumulate, posing risks to operations and resilience.Understanding  (unintended consequences) is critical to maintaining insurability and managing long-term risks for...

"My business is too small to worry about IT security" - Think again

You’ve seen the headlines: cybercrime is escalating at an alarming pace.From multinational corporations to local retailers, digital threats are growing rapidly.  Government, Insurers, IT professionals and global news outlets are increasingly flagging cyber and data-related risks as critical concerns for the future.But what’s often overlooked is the growing complexity of the supply chain. A single breach can now ripple across multiple tiers of suppliers, partners, and customers, triggeri...

Increase in natural disasters is forcing a gap on insurance coverage

As Australia enters its bushfire and cyclone season, the insurance industry is once again bracing for the financial and operational impacts of extreme weather events.The Climate Change Authority reported $2.2billion loss to the Australian economy thanks to back-to-back disasters in the first half of 2025 alone.The intensification of natural disasters and global warming is driving more extreme and unpredictable weather patterns across Australia and globally. With natural peril losses continuing t...

Worker compensation rates placing pressures on WA businesses

Western Australian employers are facing renewed cost pressures as WorkCover WA announces increases across the board.Earlier this year, recommended premium rates were increased by 5.3%, lifting the average rate from 1.732% to 1.823% of total wages (YoY). This adjustment is part of the 2025–2026 financial year review and is expected to impact businesses across all sectors.In a public statement, WorkCover WA Acting Chief Officer, Rebecca Harris, cited several key factors for the increase; higher ...